Vehicles > Lexus > RC 350

Lexus RC 350 Insurance Rates

There are many options when trying to insure your Lexus vehicle. You can either contact an agent or go online to compare rates from a lot of auto insurance companies. Buying auto insurance through online companies can be fast and easy and there is a good chance you can save money.

If you're new to shopping for auto insurance online, you can be overwhelmed by the hoards of online companies offering insurance. Finding a lower price on Lexus RC 350 insurance is not a difficult process. You just have to take a little time getting comparison quotes provided by online insurance companies. This can be accomplished by comparing rates here.

Car insurance premiums paid to insure a Lexus RC 350 can fluctuate considerably depending on several factors. Some of these factors include:

  • Higher performance RC 350 vehicles cost more
  • Accidents raise premiums
  • Multiple policies can save money
  • How you use your vehicle
  • Your age
  • Whether you are married
  • Extra coverages like towing and rental
  • Your claim history
  • Having current coverage saves
  • Whether you own your home

An additional factor that helps determine Lexus RC 350 insurance rates is the year of the vehicle. Newer models cost more than older models so the cost to replace them may result in higher rates. On the flip side, newer models may have safety features like a telematics system, adaptive cruise control, and traction control which may lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your RC 350 below.

Coverage for liability

This coverage protects you from damage that occurs to a person or their property in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy as high a limit as you can afford.

Collision coverage

Collision insurance pays for damage to your Lexus from colliding with another car or object. A deductible applies then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from older vehicles. You can also raise the deductible to get cheaper Lexus RC 350 insurance rates.

Comprehensive coverage (or Other than Collision)

This pays for damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The most you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Insurance for medical payments

Med pay and PIP coverage pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Lexus RC 350 Insurance Rates?