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Lexus LC 500h Insurance Cost

Shopping for car insurance through online rate quotes is simple to do and there is a good chance you may find lower rates. The critical component is to take the time to get rates from all companies so you can get all possible prices.

Comparing car insurance rates direct online can be a challenge if you have never used online quotes. But don't be discouraged because we're going to show you how. The are a couple different ways to compare quotes from different insurance companies. The easiest way by far to find competitive LC 500h insurance rates consists of shopping online. This can be accomplished by completing this short form.

Insurance premiums on a Lexus LC 500h can vary widely subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Credit rating
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • Safety rating of your LC 500h
  • Your job
  • The level of coverage
  • Whether you own your home

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks cost less compared to new Lexus models so the cost to replace them can decrease annual premiums. Conversely, newer models have more advanced features such as lane departure warning system, autonomous braking, pedestrian detection, and blind-spot warning system which can give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability

LC 500h liability coverage protects you from damage that occurs to people or other property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy higher limits if possible.

Collision protection

Collision coverage pays for damage to your Lexus resulting from a collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your LC 500h can be pricey, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible to bring the cost down.

Comprehensive auto coverage

This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low consider dropping full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle from other drivers when they do not carry enough liability coverage. Due to the fact that many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is important protection for you and your family.

Medical payments and PIP coverage

Med pay and PIP coverage reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are used in conjunction with a health insurance policy or if you do not have health coverage. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Lexus LC 500h Insurance Rates?