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Lexus IS 350 C Insurance Rates

There are many options when attempting to insure your Lexus vehicle. You can get prices from an agent or price shop online to compare pricing from a lot of auto insurance companies. Finding cheaper auto insurance through online companies is simple to do and there is a good chance you can save money.

Finding the best direct price on auto insurance can be a challenge if you have never used online quotes. But don't be discouraged because it's actually quite easy. Getting cheaper insurance rates is not a difficult process. The only requirement is to invest a few minutes getting comparison quotes online with multiple companies. It is quite easy and can be accomplished by visiting this page.

Car insurance premiums on a Lexus IS 350 C can vary widely subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Your age
  • Being married can lower rates
  • Extra coverages like towing and rental
  • Your claim history
  • Having continuous coverage saves you money
  • Whether you own your home

An additional factor which can affect Lexus IS 350 C insurance rates is the year of the vehicle. A newer vehicle have a higher actual cash value than older models so the payout to repair can inflate annual premiums. Although newer models may have safety features included like pedestrian detection, a collision avoidance system, and adaptive headlights which can provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your IS 350 C below.

Coverage for liability

Lexus IS 350 C liability coverage protects you from damage that occurs to people or other property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so you should buy higher limits if possible.

Auto collision coverage

This pays for damage to your Lexus resulting from a collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Lexus IS 350 C can be pricey, so consider removing coverage from older vehicles. Another option is to raise the deductible in order to get cheaper Lexus IS 350 C insurance rates.

Comprehensive coverage (or Other than Collision)

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage gives you protection from other motorists when they do not carry enough liability coverage. Since a lot of drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Insurance for medical payments

Med pay and PIP coverage reimburse you for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage.

How Much are Lexus IS 350 C Insurance Rates?