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Land Rover Range Rover Insurance Rates

Finding cheaper auto insurance through online rate quotes can be fast and easy, plus you might just save a little. The most important part is to compare as many rate quotes as possible in order to have the lowest prices.

If you are a novice to online auto insurance shopping, you may be overwhelmed by the hoards of auto insurance companies vying for your business. Cutting your Range Rover insurance cost can be surprisingly simple. Drivers just need to take a couple of minutes to get quotes provided by online insurance companies. It is quite easy and can be accomplished by comparing rates here.

Premiums are calculated by the following

Auto insurance rates for a Land Rover Range Rover will vary greatly depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Your credit history
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Crash test rating for your Range Rover
  • Claims drive up premiums
  • No coverage lapses saves money
  • Home ownership saves money

A final factor which can affect Range Rover insurance rates is the model year. Newer models have a higher actual cash value in comparison to later models so the cost to replace them will push premiums up. Conversely, newer vehicles may have a trim level with safety features such as an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags so those may lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability - This coverage can cover damage or injury you incur to other people or property that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so consider buying as much as you can afford.

Collision - This covers damage to your Land Rover caused by collision with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in. Range Rover collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive auto coverage - Comprehensive insurance pays for damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by your Land Rover Range Rover comprehensive insurance. The maximum amount your auto insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they either are underinsured or have no liability coverage at all. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage - Coverage for medical payments and/or PIP pay for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used to fill the gap from your health insurance plan or if you do not have health coverage. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay.

How Much are Land Rover Range Rover Insurance Rates?