Vehicles > Land Rover > Discovery Series II

Land Rover Discovery Series II Insurance Rates

Shopping for car insurance online is easy, plus you might just save a little. The key is to compare rates from all providers so you can get the lowest prices.

Consumers not familiar with buying insurance may think buying affordable Discovery Series II insurance is very challenging. When shopping for car insurance there are multiple ways of comparing rates from car insurance companies in your area. The easiest way to find competitive Discovery Series II insurance cost consists of shopping online. This can be done by completing this short form.

Car insurance rates influenced by the following

Auto insurance rates paid to insure a Land Rover Discovery Series II will vary greatly based upon several criteria. Including but not limited to:

  • Your driving record
  • Your credit history
  • Male rates may be higher
  • Low deductibles cost more
  • Crash test rating for your Discovery Series II
  • What you do for a living
  • The amount of protection requested
  • Home ownership saves money

A final factor that will help determine Discovery Series II insurance rates is the model year. Older cars and trucks have a lower value in comparison to older models so the costs to repair will push premiums down. But newer vehicles may have a trim level with safety features including a collision avoidance system, a telematics system, dual-stage airbags, and pedestrian detection so those may give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage - Liability insurance can cover damage or injury you incur to a person or their property by causing an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision - Collision coverage covers damage to your Land Rover from colliding with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are older. It's also possible to bump up the deductible to save money on collision insurance.

Comprehensive coverage - This pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Land Rover Discovery Series II comprehensive insurance. The maximum amount your car insurance company will pay is the actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments coverage and PIP - Coverage for medical payments and/or PIP provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are used to cover expenses not covered by your health insurance plan or if there is no health insurance coverage. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Land Rover Discovery Series II Insurance Rates?