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Land Rover Defender Insurance Quotes

Drivers have lots of options when looking for the best insurance on your Land Rover vehicle. You can buy direct from your neighborhood insurance agent or get quotes online to compare rates from many different companies. Buying auto insurance from online companies saves time, is easy to do, plus you will probably save money.

Shopping online for auto insurance can be difficult if you are a beginner to quoting online. But relax because there is an easy way to compare rates. Reducing your Defender insurance cost is actually quite simple. All that's required is to spend a few minutes on the computer comparing rates online from several insurance companies. This can be accomplished by comparing rates here.

Rates are impacted by these things

Insurance rates paid to insure a Land Rover Defender can be significantly different and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • How many accidents you have had
  • Multiple policies can save money
  • How you use your vehicle
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • Having current coverage saves
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Land Rover is the year of manufacture. Newer models cost more so the costs to repair may end up costing you more. On the flip side, new Land Rover models may have options like forward-collision avoidance, automatic crash notification, and tire pressure monitors that may help lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Defender from the list below.

Liability coverage

This provides protection from damage or injury you incur to a person or their property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so purchase as large an amount as possible.

Collision coverage protection

Collision insurance pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. You can also choose a higher deductible to get cheaper Defender insurance quotes.

Comprehensive coverage

This pays for damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount your auto insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when other motorists either have no liability insurance or not enough. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance kick in for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are often used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. PIP coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Land Rover Defender Insurance Rates?