Kia Stinger Insurance Rates

Comparing auto insurance from online rate quotes saves time, is easy to do and there is a good chance you may find lower rates. The key to finding lower rates is to compare rates from all providers in order to have the best prices.

Using the web to shop for auto insurance direct can be a challenge if you are a beginner to online rate quotes. But relax because we're going to show you how. Finding a better price on auto insurance doesn't have to be difficult. Consumers just need to spend a few minutes to compare quotes online from several insurance companies. This can be done by comparing rates here.

Insurance premiums paid to insure a Kia Stinger will vary greatly and are calculated by many factors. Some of these factors include:

• Tickets increase premiums
• Your credit history
• Male drivers pay higher rates
• Deductible amount directly impacts your rate
• Safety rating of your Stinger
• Whether or not you have claims
• Maintaining coverage lowers rates
• Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Newer models have a higher value compared to older Kia models so the costs to repair will push premiums up. But new Kia models have more advanced features including a collision avoidance system, all-wheel drive, adaptive cruise control, and lane departure warning system so those may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

• 2018 Kia Stinger Insurance Rates

Liability insurance - This provides protection from damage that occurs to a person or their property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so buy as much as you can afford.

Collision coverages - This coverage pays to fix your vehicle from damage from colliding with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive protection - This pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" either have no liability insurance or not enough. Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Medical expense coverage - Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used to cover expenses not covered by your health insurance plan or if there is no health insurance coverage. PIP coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Kia Stinger Insurance Rates?