Kia Soul EV Insurance

Finding cheaper car insurance on the web saves time, is easy to do, plus you might just save a little. The key to finding lower rates is to take the time to get as many rate quotes as possible so you can get every company's rates.

Finding the best direct price on car insurance can be difficult if you are a beginner to online quotes. But don't let that discourage you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to get quotes from car insurance companies in your area. The simplest method to find competitive Soul EV insurance cost is to perform an online rate comparison. This can be done by completing this short form.

Premiums are calculated by...

Auto insurance rates for a Kia Soul EV can vary widely and are calculated by many factors. Including but not limited to:

Tickets increase premiums
Credit rating
The size of your community
How many miles you drive
Men typically pay more than women
Low deductibles cost more
Crash test rating for your Soul EV
What you do for a living
The amount of protection requested
Home ownership saves money

A final factor which can affect Soul EV insurance quotes is the model year. Models that are a few years old have a lower value in comparison to older models so repair costs tend to be lower which may end up costing you less. But more recent Kia vehicles may have a trim level with safety features including lane departure warning system, a telematics system, and a collision avoidance system which can give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability car insurance

This will cover damage or injury you incur to other people or property that is your fault. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so consider buying higher limits if possible.

Coverage for collisions

This will pay to fix damage to your Kia caused by collision with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Soul EV collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. It's also possible to bump up the deductible to save money on collision insurance.

Comprehensive car insurance

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by your Kia Soul EV comprehensive insurance. The maximum payout your car insurance company will pay is the cash value of the vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage kick in for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are used to fill the gap from your health insurance policy or if there is no health insurance coverage. PIP coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Kia Soul EV Insurance Rates?

Kia Soul EV Insurance Quotes