Kia Soul Insurance Rates

Buying auto insurance through online providers is easy and there is a good chance you may find lower rates. The key is to get rates from all companies so you can get the lowest prices.

People who are new to shopping for insurance may think finding low-cost Soul insurance is hard and time consuming. Cutting your Soul insurance cost is surprisingly easy. Drivers just need to take a couple of minutes to compare quotes from different insurance companies. This can be accomplished by completing this short form.

Insurance premiums on a Kia Soul can fluctuate considerably based upon several criteria. Some of these factors include:

Your driving record
Credit rating impacts rates
Men typically pay more than women
Low deductibles cost more
Safety rating of your Soul
Whether or not you have claims
Having current coverage saves
Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. New vehicles cost more compared to older Kia models so repair costs are higher which may result in higher rates. On the flip side, more recent Kia vehicles have more advanced features like lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system which may give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability auto insurance - Liability insurance will cover damage that occurs to people or other property in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Collision - Collision insurance will pay to fix damage to your Kia resulting from a collision with another car or object. A deductible applies and then insurance will cover the remainder. Collision coverage for your Soul can be pricey, so consider dropping it from lower value vehicles. It's also possible to increase the deductible to get cheaper Soul insurance rates.

Comprehensive (Other than Collision) - This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The most you'll receive from a claim is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM Coverage - Your UM/UIM coverage protects you and your vehicle when other motorists are uninsured or don't have enough coverage. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical expense insurance - Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are used in conjunction with a health insurance program or if you lack health insurance entirely. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Kia Soul Insurance Rates?

Kia Soul Insurance Rates

Compare Kia Soul insurance rates