Kia Sorento Insurance Rates

There are many options when trying to insure your Kia vehicle. You can buy from an agent or shop online to compare insurance costs of multiple companies. Finding cheaper car insurance online is easy and there is a good chance you can save money.

Consumers who are new to the process of shopping for insurance may think buying cheap Sorento insurance is very challenging. There are several ways of comparing rates from local car insurance companies. The quickest method to find the cheapest Sorento insurance quotes is to perform an online rate comparison. This can be accomplished by getting a quick quote here.

Car insurance premiums for a Kia Sorento will vary greatly based upon several criteria. Some of these factors include:

The performance level of your Sorento
Your accident history
Home/auto policy bundles save money
Use of your vehicle
Extra coverages like towing and rental
Your occupation
Your coverage level
Whether you own your home

An additional factor which can affect Sorento insurance rates is the year of the vehicle. Models that are a few years old cost less than newer models so repair costs tend to be lower which will push premiums down. On the flip side, newer vehicles may have safety features like sideview assist mirrors, pedestrian detection, lane departure warning system, and tire pressure monitors so those may help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Sorento below.

Liability coverage

Liability insurance can cover damage that occurs to other people or property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision coverage

This covers damage to your Kia caused by collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Sorento collision insurance is rather expensive coverage, so consider dropping it from older vehicles. Drivers also have the option to raise the deductible to get cheaper Sorento insurance rates.

Comprehensive coverage

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage provides protection when other motorists either are underinsured or have no liability coverage at all. Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance plan or if you lack health insurance entirely. PIP is not an option in every state and may carry a deductible.

How Much are Kia Sorento Insurance Rates?