Vehicles > Jeep > Wrangler JK

Jeep Wrangler JK Insurance Rates

Drivers have lots of options when insurance shopping for your Jeep vehicle. You can buy direct from an insurance agent or shop online to compare pricing from insurance carriers. Finding cheaper auto insurance by getting online quotes is easy, plus you may find lower rates.

Consumers who are new to the process of buying insurance may think finding affordable Wrangler JK insurance is nearly impossible. Cutting your Wrangler JK insurance cost can be relatively painless. Drivers just need to take a couple of minutes to compare quotes from different insurance companies. It is quite easy and can be accomplished by visiting this page.

Premiums are calculated by these factors

Insurance premiums paid to insure a Jeep Wrangler JK can fluctuate considerably based upon several criteria. Including but not limited to:

  • The performance level of your Wrangler JK
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Having current coverage saves
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. A newer vehicle have a higher actual cash value compared to older Jeep models so repair costs are higher which may result in higher rates. On the flip side, newer models have more advanced features like a telematics system, all-wheel drive, and adaptive headlights which may provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Wrangler JK from the list below.

Liability - Liability insurance protects you from damage or injury you incur to a person or their property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Collision - This pays for damage to your Jeep from colliding with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from lower value vehicles. Another option is to increase the deductible to get cheaper Wrangler JK insurance rates.

Comprehensive or Other Than Collision - This will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The most your auto insurance company will pay is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage gives you protection when other motorists do not carry enough liability coverage. Since a lot of drivers only purchase the least amount of liability that is required, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical costs insurance - Med pay and PIP coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Jeep Wrangler JK Insurance Rates?