Vehicles > Jeep > Patriot

Jeep Patriot Insurance Cost

You have lots of choices when finding cheaper insurance coverage on your Jeep vehicle. You can buy from a local agent or price shop online to compare rates from insurance carriers. Buying auto insurance by getting online quotes is simple to do and at the same time you might just save a little.

Shopping online for auto insurance is challenging if you have never used online quotes. But relax because comparing prices is actually very simple. Finding cheaper coverage prices can be relatively painless. All you need to do is take the time to get quotes online with multiple companies. This can be accomplished by comparing rates here.

What influences your insurance rates?

Auto insurance rates paid to insure a Jeep Patriot can vary widely subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • Any accidents you may have
  • Multiple policies can save money
  • How you use your vehicle
  • Special coverage such as replacement cost
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

A final factor that helps determine Patriot insurance cost is the model year. Newer models cost more in comparison to later models so the payout to repair can inflate annual premiums. But more recent Jeep vehicles may have a trim level with safety features including traction control, adaptive headlights, and automatic crash notification which can lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Patriot from available model years below.

Liability

Patriot liability coverage will cover damages or injuries you inflict on a person or their property in an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so consider buying higher limits if possible.

Collision protection

Collision insurance will pay to fix damage to your Jeep from colliding with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. You can also bump up the deductible to save money on collision insurance.

Comprehensive or Other Than Collision

This pays for damage that is not covered by collision coverage. You need to pay your deductible first and the remainder of the damage will be paid by your Jeep Patriot comprehensive insurance. The maximum payout you can receive from a comprehensive claim is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured or underinsured coverage

This protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Medical costs insurance

Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Jeep Patriot Insurance Rates?