Jeep Grand Cherokee Insurance Rates

Buying auto insurance through online providers is easy and there is a good chance you will probably save money. The key is to get rates from as many companies as possible in order to have all your choices.

People who are new to shopping for insurance may think finding cut-rate Grand Cherokee insurance is hard and time consuming. Getting cheaper insurance rates is surprisingly easy. The only requirement is to invest a few minutes comparing rates from different insurance companies. This can be accomplished by comparing rates here.

Insurance rates for your Jeep Grand Cherokee can fluctuate considerably based upon several criteria. Some of these factors include:

Your driving record
Credit rating impacts rates
Where you live
High miles vs. low miles
Men typically pay more than women
Deductible amount directly impacts your rate
Safety rating of your Grand Cherokee
No claims lowers premiums
Maintaining coverage lowers rates
Whether you own your home

One last important factor that helps determine the rate you pay on your Jeep is the year of manufacture. Newer models cost more so repair costs are higher which may result in higher rates. But more recent Jeep vehicles may have options including active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control which may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability auto insurance

Liability insurance will cover damage that occurs to other's property or people in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase as high a limit as you can afford.

Auto collision coverage

Collision insurance will pay to fix damage to your Jeep resulting from colliding with another car or object. A deductible applies and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

Comprehensive (Other than Collision)

Comprehensive insurance coverage pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often utilized in addition to your health insurance program or if there is no health insurance coverage. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Jeep Grand Cherokee Insurance Rates?