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Jeep Compass Insurance Rates

Comparing auto insurance on the web saves time, is easy to do, plus you might just save a little. The key to finding lower rates is to get rates from as many companies as possible so you can get the lowest prices.

Using the web to shop for auto insurance direct can be difficult if you are a beginner to online quoting. Don't let that stop you because comparing prices is actually very simple. Cutting your Compass insurance cost isn't really that difficult. Drivers just need to take a couple of minutes to get quotes online from several insurance companies. This can be done by completing this short form.

Rates are determined by these things

Auto insurance rates for your Jeep Compass can fluctuate considerably and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Crash test rating for your Compass
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

A final factor that can impact Compass insurance rates is the model year. New vehicles have a higher value in comparison to later models so the costs to repair may result in higher rates. But new Jeep models may have a trim level with safety features including pedestrian detection, active head restraints, and a backup camera which may give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability car insurance - This provides protection from damage or injury you incur to other's property or people. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so consider buying as high a limit as you can afford.

Collision - This coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. It's also possible to bump up the deductible to save money on collision insurance.

Comprehensive auto insurance - Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by your Jeep Compass comprehensive insurance. The most your auto insurance company will pay is the cash value of the vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" either have no liability insurance or not enough. Because many people have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical expenses - Medical payments and Personal Injury Protection insurance kick in for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are utilized in addition to your health insurance program or if there is no health insurance coverage. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Jeep Compass Insurance Rates?