Vehicles > Jaguar > XK-Series

Jaguar XK-Series Insurance Quotes

Buying auto insurance through online rate quotes can be fast and easy, plus you may find lower rates. The most important part is to take the time to get rates from all providers in order to have every possible rate.

If you're new to shopping for auto insurance online, you may be overwhelmed by the hoards of online companies selling insurance. Reducing your XK-Series insurance cost can be surprisingly simple. All that's required is to spend a few minutes on the computer to compare quotes provided by online insurance companies. This can be accomplished by comparing rates here.

Rates are impacted by these things

Insurance premiums paid to insure a Jaguar XK-Series can vary widely depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Credit rating
  • Where you live
  • Annual mileage can affect rates
  • Male drivers pay higher rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your XK-Series
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. Newer models cost more compared to older Jaguar models so the cost to replace them can inflate annual premiums. But new Jaguar models have more advanced features including tire pressure monitors, autonomous braking, a collision avoidance system, and anti-lock brakes which can lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability

This coverage provides protection from damage or injury you incur to a person or their property in an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so buy higher limits if possible.

Collision coverage protection

Collision insurance pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive auto coverage

This pays for damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay. The maximum payout your auto insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" either have no liability insurance or not enough. Since many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance pay for immediate expenses like EMT expenses, pain medications, and nursing services. They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay.

How Much are Jaguar XK-Series Insurance Rates?