Vehicles > Jaguar > X-Type

Jaguar X-Type Insurance Rates

There are many options when trying to insure your Jaguar vehicle. You can either buy through an agent or get quotes online to compare rates from a lot of car insurance companies. Comparing car insurance through online companies saves time, is easy to do and there is a good chance you can save money.

Using the web to shop for car insurance direct can be a challenge if you are a beginner to online rate quotes. Don't let that stop you because it's actually quite easy. There are several ways to compare quotes from car insurance companies in your area. The quickest method to compare X-Type insurance quotes involves getting comparison quotes online. This can be accomplished by comparing rates here.

Car insurance premiums for your Jaguar X-Type will vary greatly and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Your accident history
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Whether you are married
  • Extra coverages like towing and rental
  • Your occupation
  • The amount of protection requested
  • Whether you own your home

An additional factor that can impact X-Type insurance rates is the year of the vehicle. Used vehicles cost less than newer models so the payout to repair may end up costing you less. But newer models may have safety features including a telematics system, adaptive cruise control, and traction control so those may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your X-Type below.

Coverage for liability

This protects you from damage that occurs to other's property or people. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so you should buy as much as you can afford.

Collision coverage

This coverage pays for damage to your Jaguar resulting from colliding with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Insurance for medical payments

Med pay and PIP coverage kick in for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often utilized in addition to your health insurance plan or if there is no health insurance coverage. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Jaguar X-Type Insurance Rates?