Vehicles > Hyundai > Elantra Coupe

Hyundai Elantra Coupe Insurance Cost

Shopping for auto insurance through online rate quotes is easy, plus you can save money. The key is to get as many rate quotes as possible in order to accurately compare the lowest rate quotes.

Consumers not familiar with buying insurance may think finding cheap Elantra Coupe insurance is going to be difficult. Lowering your Elantra Coupe insurance rates can be surprisingly simple. You just need to take a few minutes getting comparison quotes from different insurance companies. This is very easy and can be done by getting a quick quote here.

Car insurance rates influenced by these factors

Car insurance premiums for a Hyundai Elantra Coupe can fluctuate considerably based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • The deductible you choose
  • Crash test rating for your Elantra Coupe
  • Your claim history
  • Having continuous coverage saves you money
  • Home ownership saves money

An additional factor that will help determine Elantra Coupe insurance cost is the year of the vehicle. Models that are new have a higher replacement value than older models so repair costs are higher which may result in higher rates. Although newer models may have safety features included like adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance which may help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability

Liability insurance protects you from damage or injury you incur to other people or property by causing an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision insurance

Collision coverage pays for damage to your Hyundai caused by collision with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. Elantra Coupe collision insurance is rather expensive coverage, so consider dropping it from older vehicles. Drivers also have the option to raise the deductible in order to get cheaper Elantra Coupe insurance cost.

Comprehensive auto coverage

Comprehensive insurance covers damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage. The most your auto insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they do not carry enough liability coverage. Due to the fact that many drivers carry very low liability coverage limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical payments and PIP coverage

Med pay and PIP coverage provide coverage for immediate expenses such as EMT expenses, pain medications, and nursing services. They can be used to fill the gap from your health insurance program or if you are not covered by health insurance. PIP is not available in all states and may carry a deductible.

How Much are Hyundai Elantra Coupe Insurance Rates?