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Honda Passport Insurance Cost

Shopping for car insurance through online companies can be fast and easy and at the same time you may find lower rates. The most important part is to compare as many rate quotes as possible in order to have the lowest rate quotes.

If shopping for car insurance online is new to you, it's easy to be confused by the hoards of car insurance companies selling insurance. The are a couple different ways to get quotes from local car insurance companies. By far the easiest way to compare Passport insurance rates consists of shopping online. It is quite easy and can be accomplished by comparing rates here.

Which factors influence the rate you pay?

Insurance premiums for a Honda Passport will vary greatly depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Your credit history
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • Your job
  • Your coverage level
  • Whether you rent or own your home

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a reduced actual cash value compared to new Honda models so repair costs tend to be lower which may result in lower rates. On the flip side, more recent Honda vehicles have more advanced features like a telematics system, a collision avoidance system, tire pressure monitors, and traction control so those may lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Coverage for liability

This coverage will cover damages or injuries you inflict on other people or property by causing an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so buy as much as you can afford.

Collision insurance

Collision coverage will pay to fix damage to your Honda caused by collision with an object or car. You have to pay a deductible then your collision coverage will kick in. Passport collision insurance is rather expensive coverage, so you might think about dropping it from lower value vehicles. You can also increase the deductible to get cheaper Passport insurance cost.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance pays for damage that is not covered by collision coverage. A deductible will apply then your comprehensive coverage will pay. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle's occupants when other motorists are uninsured or don't have enough coverage. Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for expenses like doctor visits, EMT expenses, and X-ray expenses. They are often used to fill the gap from your health insurance plan or if you lack health insurance entirely. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Honda Passport Insurance Rates?