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Honda Odyssey Insurance Rates

You have lots of choices when comparing insurance rates on your Honda vehicle. You can get prices from your neighborhood insurance agent or go online to compare pricing from multiple companies. Shopping for car insurance online can be fast and easy and at the same time you will probably save money.

If shopping for car insurance online is new to you, it's easy to be confused by the hoards of car insurance companies competing for your business. To find the best car insurance prices, there are several ways to compare quotes from local car insurance companies. One of the best ways to find the lowest Odyssey insurance cost consists of shopping online. It is quite easy and can be accomplished by visiting this page.

Which factors influence car insurance premiums?

Insurance rates for a Honda Odyssey can be significantly different depending on several factors. Taken into consideration are:

  • Higher performance Odyssey vehicles cost more
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Special coverage such as replacement cost
  • Your profession
  • Your coverage level
  • Whether you rent or own your home

One last important factor that will help determine the rate you pay on your Honda is the year of manufacture. Older cars and trucks have a reduced actual cash value so repair costs tend to be lower which may result in lower rates. On the flip side, newer models may have options like dual-stage airbags, tire pressure monitors, and blind-spot warning system that may help provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Odyssey from available model years below.

Liability coverage - This coverage protects you from damages or injuries you inflict on other people or property by causing an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision coverages - Collision coverage pays for damage to your Honda caused by collision with an object or car. You first must pay a deductible then your collision coverage will kick in. Odyssey collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to get cheaper Odyssey insurance rates.

Comprehensive coverage - Comprehensive insurance will pay to fix damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Uninsured and underinsured coverage - This gives you protection when other motorists do not carry enough liability coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical payments coverage and PIP - Med pay and PIP coverage pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. The coverages can be used to fill the gap from your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage.

How Much are Honda Odyssey Insurance Rates?