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Honda Civic Del Sol Insurance Rates

Drivers have lots of options when shopping for insurance coverage for your Honda vehicle. You can either contact your neighborhood insurance agent or shop online to compare rates from insurance carriers. Buying auto insurance by getting online quotes is easy, plus you will probably save money.

People who are new to buying insurance may think purchasing cheap Civic del Sol insurance is nearly impossible. Getting better Civic del Sol insurance cost can be relatively painless. Just take time comparing rates from different insurance companies. This can be accomplished by comparing rates here.

Rates are impacted by these factors

Insurance rates for a Honda Civic del Sol can vary widely based upon several criteria. Including but not limited to:

  • The performance level of your Civic del Sol
  • Any accidents you may have
  • Multiple policies can save money
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • Having current coverage saves
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Honda is the year of manufacture. Newer models cost more so repair costs are higher which can inflate annual premiums. On the flip side, newer models may have options like lane departure warning system, pedestrian detection, and tire pressure monitors which can lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Civic del Sol from the list below.

Liability - Liability insurance protects you from damage or injury you incur to other people or property in an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so purchase higher limits if possible.

Collision coverage - Collision insurance pays for damage to your Honda caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. Civic del Sol collision insurance is rather expensive coverage, so consider dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to get cheaper Civic del Sol insurance rates.

Comprehensive or Other Than Collision - Comprehensive insurance pays for damage from a wide range of events other than collision. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout your auto insurance company will pay is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical costs insurance - Med pay and PIP coverage provide coverage for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are often used to fill the gap from your health insurance policy or if you lack health insurance entirely. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Honda Civic del Sol Insurance Rates?