Vehicles > Honda > Civic CRX

Honda Civic CRX Insurance Rates

Comparing auto insurance from online companies saves time, is easy to do, in addition you might just save a little. The key to finding lower rates is getting as many rate quotes as possible so you can compare the lowest prices.

Using the web to shop for auto insurance direct can be complicated if you are a beginner to quoting online. But don't let that discourage you because comparing prices is actually very simple. Cutting your Civic CRX insurance cost is actually quite simple. Drivers just need to take a couple of minutes to get quotes online from several insurance companies. This can be done by visiting this page.

Criteria which help determine Civic CRX insurance quotes

Auto insurance rates for a Honda Civic CRX can be significantly different and are calculated by many factors. A few of these criteria are:

  • Tickets increase premiums
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • NTSB crash rating for your vehicle
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Owning a home can lower rates

A final factor that can impact Civic CRX insurance rates is the model year. A newer vehicle have a higher value in comparison to later models so the costs to repair may end up costing you more. But newer models may have a trim level with safety features including anti-lock brakes, pedestrian detection, active head restraints, and an advanced theft deterrent system that may help provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability coverage - This protects you from injuries or damage you cause to other people or property. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. It is cheap coverage so consider buying as large an amount as possible.

Collision - This coverage pays for damage to your Honda caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible then the remaining damage will be paid by your insurance company. Civic CRX collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. Another option is to bump up the deductible to save money on collision insurance.

Comprehensive coverage - Comprehensive insurance will pay to fix damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and the remainder of the damage will be paid by your Honda Civic CRX comprehensive insurance. The highest amount a auto insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM Coverage - This coverage gives you protection when the "other guys" do not carry enough liability coverage. Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Medical payments coverage and PIP - Med pay and PIP coverage kick in for bills (i.e. ambulance fees, surgery, and doctor visits). The coverages can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. PIP coverage is not available in all states but can be used in place of medical payments coverage.

How Much are Honda Civic CRX Insurance Rates?