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GMC Sierra 3500 Classic Insurance Rates

There are many options when attempting to insure your GMC vehicle. You can buy from a local agent or shop online to compare pricing from lots of different providers. Shopping for car insurance through online providers is easy and there is a good chance you might just save a little.

Consumers not familiar with shopping for insurance may think buying cut-rate Sierra 3500 Classic insurance is hard and time consuming. When shopping for car insurance there are multiple ways to get quotes and find the best price. The fastest way to find the lowest Sierra 3500 Classic insurance quotes consists of shopping online. This can be accomplished by visiting this page.

Auto insurance rates for your GMC Sierra 3500 Classic will vary greatly based upon several criteria. Some of these factors include:

  • The performance level of your Sierra 3500 Classic
  • Your accident history
  • Whether you insure your home with the same company
  • Pleasure, commuting or business use can affect rates
  • Young drivers cost more
  • Being married can lower rates
  • Extra coverages like towing and rental
  • What you do for a living
  • Insurance coverage level
  • Whether you own your home

A final factor that will help determine Sierra 3500 Classic insurance rates is the model year. Older cars and trucks cost less in comparison to older models so the payout to repair will push premiums down. Although more recent GMC vehicles may have a trim level with safety features included like active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control so those may provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your Sierra 3500 Classic below.

Liability auto insurance

Liability insurance will cover damage that occurs to other's property or people by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as much as you can afford.

Auto collision coverage

Collision coverage will pay to fix damage to your GMC resulting from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. Another option is to bump up the deductible in order to get cheaper Sierra 3500 Classic insurance rates.

Comprehensive (Other than Collision)

Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your GMC Sierra 3500 Classic comprehensive insurance. The maximum amount you'll receive from a claim is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage gives you protection from other motorists when they are uninsured or don't have enough coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be utilized in addition to your health insurance plan or if you are not covered by health insurance. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are GMC Sierra 3500 Classic Insurance Rates?