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Ford Transit Connect Insurance Cost

Shopping for auto insurance through online companies is easy and at the same time you might just save a little. The key is to get rates from all companies so you can compare the lowest rate quotes.

Consumers not familiar with comparison shopping may think finding low-cost Transit Connect insurance is difficult. Lowering your Transit Connect insurance rates is not a difficult process. You just need to take a few minutes to get quotes from different insurance companies. This is very easy and can be done by visiting this page.

What factors impact Transit Connect insurance quotes?

Auto insurance rates on a Ford Transit Connect can fluctuate considerably based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • Your vehicle's safety rating
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

A final factor that will help determine Transit Connect insurance cost is the model year. A newer vehicle have a higher replacement value in comparison to later models so repair costs are higher which may result in higher rates. But newer models may have a trim level with safety features including a telematics system, a collision avoidance system, tire pressure monitors, and traction control which may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Coverage for liability

Liability insurance protects you from damages or injuries you inflict on people or other property by causing an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so consider buying as high a limit as you can afford.

Collision insurance

Collision coverage pays for damage to your Ford resulting from a collision with an object or car. A deductible applies and then insurance will cover the remainder. Collision coverage for your Transit Connect can be pricey, so consider dropping it from vehicles that are older. Another option is to bump up the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision)

This coverage will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible and the remainder of the damage will be paid by your Ford Transit Connect comprehensive insurance. The most you can receive from a comprehensive claim is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This gives you protection when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Insurance for medical payments

Med pay and PIP coverage provide coverage for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). The coverages can be used in conjunction with a health insurance program or if there is no health insurance coverage. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Ford Transit Connect Insurance Rates?