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Ford Thunderbird Insurance Rates

There are many options when shopping for insurance coverage for your Ford vehicle. You can get prices from an insurance agent or price shop online to check prices from insurance providers. Finding cheaper auto insurance by comparing rates online is simple to do and there is a good chance you may find lower rates.

Finding the best direct price on auto insurance can be a challenge if you have never used online quotes. But don't let that discourage you because we're going to show you how. Getting better Thunderbird insurance cost can be quick and easy. Just take time to compare quotes online with multiple companies. It is quite easy and can be accomplished by completing this short form.

Insurance premiums for a Ford Thunderbird can vary widely subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Whether you own your home

One important consideration which can affect your rates is the age of the vehicle. New vehicles have a higher actual cash value compared to older Ford models so the payout to repair can inflate annual premiums. Although newer models have more advanced features included like anti-lock brakes, blind-spot warning system, an advanced theft deterrent system, and adaptive headlights which can give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Thunderbird below.

Auto liability insurance - Thunderbird liability coverage protects you from damage that occurs to other people or property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy higher limits if possible.

Collision coverage - This pays for damage to your Ford caused by collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Thunderbird collision insurance is rather expensive coverage, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible in order to get cheaper Thunderbird insurance rates.

Comprehensive insurance - Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle from other motorists when they do not carry enough liability coverage. Since a lot of drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP) - Med pay and PIP coverage reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Thunderbird Insurance Rates?