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Ford Taurus Insurance Quotes

Finding cheaper auto insurance from online companies is easy, plus you may find lower rates. The key is to get rates from as many companies as possible in order to have every possible rate.

Consumers who are new to the process of buying insurance may think finding cut-rate Taurus insurance can be quite difficult. Reducing your Taurus insurance cost is actually quite simple. All that's required is to spend a few minutes on the computer to compare quotes from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

Premiums are calculated by these things

Insurance premiums for your Ford Taurus can fluctuate considerably based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating impacts rates
  • The size of your community
  • High miles vs. low miles
  • Male drivers pay higher rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your Taurus
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Newer models have a higher actual cash value compared to older Ford models so repair costs are higher which may result in higher rates. But new Ford models have more advanced features including forward-collision avoidance, automatic crash notification, and tire pressure monitors which may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage

Liability insurance provides protection from damage or injury you incur to other's property or people that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Collision coverage protection

This pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverage

Comprehensive insurance coverage pays for damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The most your auto insurance company will pay is the actual cash value, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" either have no liability insurance or not enough. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They are often utilized in addition to your health insurance program or if there is no health insurance coverage. PIP is not universally available and gives slightly broader coverage than med pay.

How Much are Ford Taurus Insurance Rates?