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Ford Probe Insurance Cost

You have lots of choices when shopping for car insurance for your Ford vehicle. You can buy direct from an insurance agent or price shop online to compare rates from car insurance companies. Comparing auto insurance from online rate quotes is simple to do and at the same time you may find lower rates.

Using the web to shop for auto insurance direct is challenging if you have never used online quoting. But relax because we're going to show you how. Lowering your Probe insurance rates doesn't have to be difficult. You just need to take a few minutes to compare quotes online with multiple companies. This can be done by comparing rates here.

What influences Probe insurance quotes?

Insurance premiums paid to insure a Ford Probe can fluctuate considerably subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home and auto can earn discounts
  • How you use your vehicle
  • Special coverage such as replacement cost
  • Whether or not you have claims
  • No coverage lapses saves money
  • Whether you rent or own your home

One important consideration that can impact your rates is the age of the vehicle. Newer models have a higher value compared to older Ford models so the payout to repair may result in higher rates. Conversely, newer models have more advanced features such as pedestrian detection, tire pressure monitors, and autonomous braking which may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Probe from available model years below.

Liability insurance

Probe liability coverage protects you from damages or injuries you inflict on a person or their property. Liability can pay for things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so buy as high a limit as you can afford.

Collision insurance

This coverage pays for damage to your Ford from colliding with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. You can also increase the deductible to bring the cost down.

Comprehensive protection

This pays for damage that is not covered by collision coverage. You need to pay your deductible first then your comprehensive coverage will pay. The most you can receive from a comprehensive claim is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Because many people only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical expense coverage

Med pay and PIP coverage reimburse you for expenses like doctor visits, EMT expenses, and X-ray expenses. They are often used to cover expenses not covered by your health insurance program or if you do not have health coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Ford Probe Insurance Rates?