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Ford GT Insurance Rates

Buying auto insurance from online companies saves time, is easy to do and there is a good chance you can save money. The key to finding lower rates is to compare rates from as many companies as possible in order to have the lowest priced insurance.

Shopping online for auto insurance can be a challenge if you are a beginner to online rate quotes. Don't let that stop you because it's actually quite easy. Getting better Ford GT insurance cost is actually quite simple. Just take time getting comparison quotes online from several insurance companies. This can be accomplished by comparing rates here.

Car insurance premiums for your Ford GT will vary greatly and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Your credit history
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Safety rating of your GT
  • Your claim history
  • Having current coverage saves
  • Whether you own your home

An additional factor that helps determine Ford GT insurance rates is the year of the vehicle. Newer models cost more than older models so the costs to repair will push premiums up. On the flip side, newer models may have safety features like autonomous braking, tire pressure monitors, and dual-stage airbags so those may lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage - This protects you from damage that occurs to other's property or people in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so you should buy as much as you can afford.

Collision coverage - Collision insurance pays for damage to your Ford resulting from colliding with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible to get cheaper Ford GT insurance rates.

Comprehensive coverage - Comprehensive insurance coverage pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments coverage and PIP - Med pay and PIP coverage kick in for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often utilized in addition to your health insurance plan or if you lack health insurance entirely. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Ford GT Insurance Rates?