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Ford Flex Insurance Rates

Shopping for car insurance by getting online quotes can be fast and easy and there is a good chance you can save money. The most important part is to take the time to get rates from all companies in order to accurately compare every option.

If shopping for car insurance online is new to you, you can be overwhelmed by the hoards of companies offering insurance. There are several ways to get quotes from different insurance companies. The quickest method to find the cheapest Flex insurance quotes consists of shopping online. This can be accomplished by getting a quick quote here.

Car insurance premiums on a Ford Flex can vary widely depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating
  • Where you reside can make a big difference
  • The number of annual miles
  • Men typically pay more than women
  • The deductible you choose
  • Safety rating of your Flex
  • Your occupation
  • The level of coverage
  • Whether you own your home

An additional factor that will help determine Flex insurance rates is the year of the vehicle. Older cars and trucks cost less than newer models so the cost to replace them may result in lower rates. Conversely, more recent Ford vehicles may have safety features such as a telematics system, dual-stage airbags, a rollover prevention system, and a collision avoidance system which can help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability

This coverage will cover damage that occurs to people or other property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy higher limits if possible.

Collision coverage

Collision coverage will pay to fix damage to your Ford resulting from a collision with another car or object. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Flex can be pricey, so you might think about dropping it from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.

Comprehensive or Other Than Collision

This coverage covers damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage provides protection from other drivers when they are uninsured or don't have enough coverage. Due to the fact that many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is important protection for you and your family.

Medical costs insurance

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance policy or if you do not have health coverage. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are Ford Flex Insurance Rates?