Vehicles > Ford > F-350 Super Duty

Ford F-350 Super Duty Insurance Quotes

You have lots of choices when looking for the best insurance on your Ford vehicle. You can buy from an agent or get quotes online to compare insurance costs of a lot of car insurance companies. Finding cheaper car insurance through online companies saves time, is easy to do and at the same time you can save money.

Finding the best direct price on car insurance is challenging if you are a beginner to online quoting. But relax because it's actually quite easy. There are several ways to compare quotes from car insurance companies in your area. The best way to find the cheapest F-350 Super Duty insurance cost is to perform an online rate comparison. It is quite easy and can be accomplished by getting a quick quote here.

What factors determine F-350 Super Duty insurance rates?

Car insurance premiums paid to insure a Ford F-350 Super Duty can fluctuate considerably and are calculated by many factors. Taken into consideration are:

  • High performance increases premiums
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Your age
  • Being married may save money
  • Special coverage such as replacement cost
  • Your occupation
  • The amount of protection requested
  • Whether you rent or own your home

An additional factor which can affect F-350 Super Duty insurance quotes is the year of the vehicle. Models that are a few years old have a reduced actual cash value than newer models so the costs to repair may end up costing you less. But newer models may have safety features including a rollover prevention system, a backup camera, a telematics system, and adaptive cruise control which may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your F-350 Super Duty from available model years below.

Coverage for liability

This protects you from damages or injuries you inflict on a person or their property that is your fault. Liability can pay for things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so you should buy as high a limit as you can afford.

Collision coverage protection

This pays for damage to your Ford from colliding with an object or car. A deductible applies then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. Drivers also have the option to raise the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision)

This covers damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Coverage for uninsured or underinsured drivers

This provides protection when the "other guys" do not carry enough liability coverage. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Insurance for medical payments

Med pay and PIP coverage kick in for expenses such as doctor visits, EMT expenses, and X-ray expenses. They can be used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. PIP coverage is not available in all states and may carry a deductible.

How Much are Ford F-350 Super Duty Insurance Rates?