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Ford F-350 Insurance Rates

Comparing auto insurance through online providers is easy and there is a good chance you can save money. The key is to take the time to get rates from all companies so you can compare the best prices.

Beginners to shopping for insurance may think purchasing low-cost Ford F-350 insurance is hard and time consuming. Finding a better price on auto insurance is surprisingly easy. Consumers just need to spend a few minutes getting comparison quotes from different insurance companies. This can be done by visiting this page.

Car insurance premiums on a Ford F-350 can vary widely based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating
  • Male drivers pay higher rates
  • Higher deductibles save money
  • Safety rating of your F-350
  • Your claim history
  • Having current coverage saves
  • Whether you own your home

An additional factor that can impact Ford F-350 insurance rates is the year of the vehicle. A newer vehicle have a higher value than older models so repair costs are higher which can inflate annual premiums. On the flip side, new Ford models may have safety features like traction control, pedestrian detection, autonomous braking, and adaptive headlights which can provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability auto insurance - Liability insurance provides protection from damage that occurs to people or other property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy higher limits if possible.

Collision coverages - This coverage pays to fix your vehicle from damage resulting from a collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Ford F-350 can be pricey, so consider dropping it from older vehicles. Another option is to raise the deductible to get cheaper Ford F-350 insurance rates.

Comprehensive (Other than Collision) - This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage gives you protection when other motorists either have no liability insurance or not enough. Because many people only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical expense insurance - Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP is not universally available but can be used in place of medical payments coverage.

How Much are Ford F-350 Insurance Rates?