Vehicles > Ford > Expedition EL

Ford Expedition EL Insurance Rates

Drivers have lots of options when buying insurance for your Ford vehicle. You can either buy through an insurance agent or price shop online to compare pricing from a lot of auto insurance companies. Buying auto insurance through online companies is simple to do, plus you may find lower rates.

Shopping online for auto insurance can be difficult if you have never used online quoting. Don't let that stop you because we're going to show you how. Finding lower Expedition EL insurance cost is not a difficult process. You just have to spend a little time to compare quotes online with multiple companies. This can be accomplished by visiting this page.

Rates are impacted by...

Insurance premiums for your Ford Expedition EL can fluctuate considerably subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Accidents raise premiums
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Young drivers cost more
  • Being married can lower rates
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. A newer vehicle cost more compared to older Ford models so the payout to repair may result in higher rates. But more recent Ford vehicles have more advanced features including adaptive cruise control, pedestrian detection, and lane departure warning system which may provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your Expedition EL from the list below.

Coverage for liability - Expedition EL liability coverage will cover damage or injury you incur to other's property or people in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as high a limit as you can afford.

Collision coverage - Collision insurance will pay to fix damage to your Ford resulting from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision) - Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The most your auto insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Insurance for medical payments - Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. The coverages can be utilized in addition to your health insurance program or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage.

How Much are Ford Expedition EL Insurance Rates?