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Ford Escape Insurance Rates

Comparing car insurance online can be fast and easy and at the same time you will probably save money. The most important part is to get rates from all companies so you can get the best prices.

If you've never shopped for car insurance online, it's easy to be confused by the hoards of companies competing for your business. To find the best car insurance prices, there are several ways to compare quotes from different insurance companies. One of the best ways to find competitive Escape insurance cost involves getting comparison quotes online. It is quite easy and can be accomplished by completing this short form.

Which factors influence Escape insurance quotes?

Insurance rates on a Ford Escape can fluctuate considerably depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • Your vehicle's safety rating
  • Your profession
  • The level of coverage
  • Whether you rent or own your home

One last important factor that can impact the rate you pay on your Ford is the year of manufacture. Used vehicles have a reduced actual cash value so the cost to replace them may result in lower rates. Conversely, newer models may have options such as dual-stage airbags, tire pressure monitors, and blind-spot warning system which may give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability coverage - This coverage protects you from damages or injuries you inflict on people or other property. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase as high a limit as you can afford.

Collision coverages - This coverage pays for damage to your Ford resulting from a collision with an object or car. A deductible applies then your collision coverage will kick in. Collision coverage for your Escape can be pricey, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive coverage - This coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

Uninsured and underinsured coverage - This protects you and your vehicle from other drivers when they do not carry enough liability coverage. Because many people have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP - Med pay and PIP coverage pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are used in conjunction with a health insurance program or if you do not have health coverage. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Escape Insurance Rates?