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Ford Edge Insurance Rates

Buying car insurance online is simple to do and there is a good chance you will probably save money. The critical component is getting as many rate quotes as possible in order to have the best prices.

Shopping online for car insurance can be a challenge if you have never used quoting online. But don't let that discourage you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to get quotes and find the best price. One of the best ways to compare Edge insurance cost is to get quotes online. This can be accomplished by comparing rates here.

Insurance rates for a Ford Edge can be significantly different subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Safety rating of your Edge
  • Your profession
  • Insurance coverage level
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Ford is the year of manufacture. Older models cost less so repair costs tend to be lower which can decrease annual premiums. Although more recent Ford vehicles may have options included like dual-stage airbags, tire pressure monitors, and blind-spot warning system that may help lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage - Edge liability coverage will cover damage that occurs to other people or property in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as large an amount as possible.

Collision coverages - Collision insurance will pay to fix damage to your Ford caused by collision with another car or object. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Edge collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are 8 years or older. You can also choose a higher deductible in order to get cheaper Edge insurance rates.

Comprehensive coverage - Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle's occupants from other motorists when they are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Ford Edge Insurance Rates?