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Ford Crown Victoria Insurance Rates

There are many options when buying insurance for your Ford vehicle. You can either buy through an agent or go online to compare pricing from multiple insurance companies. Shopping for auto insurance on the web can be fast and easy and there is a good chance you can save money.

If shopping for auto insurance online is new to you, you can be overwhelmed by the hoards of auto insurance companies offering insurance. Finding lower Crown Victoria insurance cost isn't really that difficult. You just have to spend a little time getting comparison quotes provided by online insurance companies. This is very easy and can be done by visiting this page.

Car insurance premiums for a Ford Crown Victoria will vary greatly depending on several factors. Some of these factors include:

  • Higher performance Crown Victoria vehicles cost more
  • Your accident history
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Your age
  • Being married can lower rates
  • Extra coverages like towing and rental
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor that will help determine Crown Victoria insurance rates is the year of the vehicle. A newer vehicle have a higher replacement value than older models so the cost to replace them will push premiums up. Conversely, newer models may have safety features such as tire pressure monitors, active head restraints, and pedestrian detection so those may provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your Crown Victoria below.

Liability car insurance - This coverage protects you from damage that occurs to other people or property by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy as much as you can afford.

Collision coverage - Collision coverage pays for damage to your Ford caused by collision with another car or object. You have to pay a deductible then your collision coverage will kick in. Crown Victoria collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. Another option is to raise the deductible to bring the cost down.

Comprehensive auto insurance - Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage gives you protection from other drivers when they do not carry enough liability coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage is important protection for you and your family.

Coverage for medical expenses - Med pay and PIP coverage pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used to fill the gap from your health insurance plan or if you do not have health coverage. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage.

How Much are Ford Crown Victoria Insurance Rates?