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Ford Contour SVT Insurance Rates

You have lots of choices when shopping for insurance coverage for your Ford vehicle. You can get prices from an agent or price shop online to compare rates from a lot of auto insurance companies. Finding cheaper auto insurance through online companies is simple to do and at the same time you can save money.

Finding the best direct price on auto insurance is challenging if you have never used quoting online. But don't be discouraged because it's actually quite easy. Getting better Contour SVT insurance cost is not a difficult process. Just take time getting comparison quotes online with multiple companies. It is quite easy and can be accomplished by comparing rates here.

What influences car insurance premiums?

Car insurance premiums on a Ford Contour SVT can be significantly different subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Young drivers cost more
  • Whether you are married
  • Special coverage such as replacement cost
  • Your claim history
  • No coverage lapses saves money
  • Whether you rent or own your home

An additional factor which can affect Contour SVT insurance rates is the year of the vehicle. Newer models have a higher actual cash value than older models so the payout to repair may end up costing you more. Conversely, more recent Ford vehicles may have safety features such as tire pressure monitors, traction control, and adaptive cruise control that may help lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Contour SVT from available model years below.

Coverage for liability - Contour SVT liability coverage will cover damages or injuries you inflict on people or other property that is your fault. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Collision coverage - This will pay to fix damage to your Ford resulting from a collision with an object or car. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Contour SVT can be pricey, so consider removing coverage from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision) - This coverage pays for damage that is not covered by collision coverage. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle's occupants from other drivers when they are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked.

Insurance for medical payments - Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are often used in conjunction with a health insurance policy or if you do not have health coverage. Personal injury protection coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Ford Contour SVT Insurance Rates?