Ford Contour Insurance - Compare and Save

You have lots of choices when trying to find low-cost insurance for your Ford vehicle. You can buy direct from an agent or price shop online to compare pricing from car insurance companies. Shopping for car insurance from online rate quotes is simple to do and at the same time you can save money.

Comparing car insurance rates direct online is challenging if you have never used online rate quotes. But relax because it's actually quite easy. There are several ways to compare rate quotes from local car insurance companies. The simplest method to find the lowest Contour insurance cost consists of shopping online. It is quite easy and can be accomplished by visiting this page.

What influences the rate you pay?

Car insurance premiums paid to insure a Ford Contour will vary greatly subject to many criteria. Taken into consideration are:

More performance equals higher cost
Your accident history
Whether you insure your home with the same company
How you use your vehicle
Special coverage such as replacement cost
Your occupation
Your coverage level
Whether you rent or own your home

An additional factor that will help determine Contour insurance quotes is the year of the vehicle. Older cars and trucks have a reduced actual cash value than newer models so the costs to repair can decrease annual premiums. On the flip side, new Ford models may have safety features like tire pressure monitors, anti-lock brakes, and forward-collision avoidance so those may provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Contour from available model years below.

Liability insurance

Contour liability coverage provides protection from damages or injuries you inflict on a person or their property by causing an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so you should buy as much as you can afford.

Coverage for collisions

Collision coverage pays to fix your vehicle from damage from colliding with an object or car. You have to pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from older vehicles. Another option is to raise the deductible to get cheaper Contour insurance quotes.

Comprehensive protection

This will pay to fix damage that is not covered by collision coverage. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

This gives you protection when other motorists either have no liability insurance or not enough. Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical expense coverage

Medical payments and Personal Injury Protection insurance reimburse you for expenses such as doctor visits, EMT expenses, and X-ray expenses. The coverages can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Ford Contour Insurance Rates?

Ford Contour Insurance Quotes