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Ford Bronco II Insurance Rates

Drivers have lots of options when insurance shopping for your Ford vehicle. You can either contact a local agent or shop online to compare insurance costs of a lot of auto insurance companies. Finding cheaper auto insurance through online companies is easy, plus you might just save a little.

Consumers who are new to the process of buying insurance may think finding low-cost Bronco II insurance is difficult. Cutting your Bronco II insurance cost is not a difficult process. Drivers just need to take a couple of minutes to get quotes from different insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Premiums are calculated by these things

Auto insurance rates on a Ford Bronco II can fluctuate considerably based upon several criteria. Including but not limited to:

  • The performance level of your Bronco II
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Mature drivers pay less
  • Being married may save money
  • Add-on coverages such as rental reimbursement
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

A final factor which can affect Bronco II insurance rates is the model year. Models that are new have a higher actual cash value in comparison to later models so repair costs are higher which may result in higher rates. But new Ford models may have a trim level with safety features including a rollover prevention system, forward-collision avoidance, and dual-stage airbags which may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Bronco II from the list below.

Coverage for liability - Liability insurance provides protection from damage or injury you incur to people or other property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as high a limit as you can afford.

Collision - This pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. Collision coverage for your Bronco II can be pricey, so consider dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision) - This coverage covers damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Ford Bronco II comprehensive insurance. The most your auto insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage provides protection when the "other guys" either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Insurance for medical payments - Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They can be used in conjunction with a health insurance program or if there is no health insurance coverage. PIP is not universally available and may carry a deductible.

How Much are Ford Bronco II Insurance Rates?