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FIAT 500L Insurance Quotes

You have lots of choices when looking for the best insurance on your FIAT vehicle. You can either contact an insurance agent or go online to check prices from a lot of car insurance companies. Buying car insurance through online companies can be fast and easy and at the same time you may find lower rates.

If you're new to shopping for car insurance online, it's easy to be confused by the hoards of online companies selling insurance. The are a couple different ways to compare rate quotes from different insurance companies. The best way to find competitive FIAT 500L insurance cost is to get quotes online. It is quite easy and can be accomplished by completing this short form.

Which factors influence car insurance premiums?

Insurance premiums paid to insure a FIAT 500L can be significantly different depending on several factors. Taken into consideration are:

  • Higher performance 500L vehicles cost more
  • How many accidents you have had
  • Multiple policies can save money
  • How you use your vehicle
  • Mature drivers pay less
  • Having a spouse can save money
  • Special coverage such as replacement cost
  • Your job
  • The level of coverage
  • Whether you rent or own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models have a reduced actual cash value compared to new FIAT models so the costs to repair may result in lower rates. Conversely, new FIAT models have more advanced features such as a rollover prevention system, a backup camera, a telematics system, and adaptive cruise control that may help give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your 500L from available model years below.

Coverage for liability

This coverage provides protection from damages or injuries you inflict on a person or their property in an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so buy as large an amount as possible.

Collision coverage protection

Collision insurance pays to fix your vehicle from damage from colliding with an object or car. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. It's also possible to increase the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision)

This pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply then your comprehensive coverage will pay. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

This protects you and your vehicle from other drivers when they either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage is very important.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance pay for expenses like doctor visits, EMT expenses, and X-ray expenses. They are used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are FIAT 500L Insurance Rates?