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FIAT 500e Insurance Rates

You have lots of choices when shopping for insurance coverage for your FIAT vehicle. You can buy direct from an insurance agent or go online to compare pricing from many different companies. Buying car insurance from online companies can be fast and easy and at the same time you may find lower rates.

If you're new to shopping for car insurance online, it's easy to be confused by the hoards of online car insurance companies and websites selling insurance. The are a couple different ways to get quotes and find the best price. The best method to find the lowest 500e insurance cost is to get quotes online. It is quite easy and can be accomplished by visiting this page.

Which factors influence 500e insurance quotes?

Insurance premiums for your FIAT 500e can fluctuate considerably depending on several factors. Taken into consideration are:

  • Higher performance 500e vehicles cost more
  • Accidents raise premiums
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Special coverage such as replacement cost
  • Your job
  • Insurance coverage level
  • Whether you rent or own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models have a reduced actual cash value compared to new FIAT models so the payout to repair may result in lower rates. Although more recent FIAT vehicles have more advanced features included like autonomous braking, tire pressure monitors, and dual-stage airbags which may provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your 500e from available model years below.

Liability coverage - This coverage will cover damages or injuries you inflict on other's property or people in an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so buy as high a limit as you can afford.

Collision coverage - Collision insurance will pay to fix damage to your FIAT resulting from colliding with an object or car. A deductible applies then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from lower value vehicles. Another option is to increase the deductible in order to get cheaper 500e insurance rates.

Comprehensive coverage - Comprehensive insurance coverage will pay to fix damage that is not covered by collision coverage. A deductible will apply then your comprehensive coverage will pay. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This gives you protection from other motorists when they are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. This is the reason having UM/UIM coverage is very important.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage pay for expenses like doctor visits, EMT expenses, and X-ray expenses. The coverages can be utilized in addition to your health insurance program or if you are not covered by health insurance. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage.

How Much are FIAT 500e Insurance Rates?