Vehicles > FIAT > 500

FIAT 500 Insurance Cost

Buying auto insurance through online companies is easy and at the same time you may find lower rates. The key is to get rates from all companies so you can compare the lowest rate quotes.

People who are new to comparison shopping may think finding low-cost FIAT 500 insurance is difficult. Lowering your FIAT 500 insurance rates is not a difficult process. You just need to take a few minutes to compare quotes from different insurance companies. This can be accomplished by visiting this page.

What factors impact FIAT 500 insurance quotes?

Insurance premiums on a FIAT 500 can fluctuate considerably based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating impacts rates
  • Men typically pay more than women
  • Higher deductibles save money
  • Your vehicle's safety rating
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

One important consideration that helps determine your rates is the age of the vehicle. A newer vehicle cost more compared to older FIAT models so repair costs are higher which may result in higher rates. But more recent FIAT vehicles have more advanced features including a telematics system, a collision avoidance system, tire pressure monitors, and traction control which may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Coverage for liability

Liability insurance will cover damages or injuries you inflict on people or other property in an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Collision insurance

Collision insurance will pay to fix damage to your FIAT resulting from a collision with an object or car. A deductible applies and then insurance will cover the remainder. Collision coverage for your FIAT 500 can be pricey, so consider dropping it from lower value vehicles. Another option is to increase the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision)

This coverage will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The most you can receive from a comprehensive claim is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This gives you protection when the "other guys" are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. The coverages can be used in conjunction with a health insurance program or if there is no health insurance coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are FIAT 500 Insurance Rates?