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Dodge SRT Viper Insurance Rates

You have lots of choices when buying insurance for your Dodge vehicle. You can get prices from an agent or price shop online to compare pricing from insurance carriers. Comparing car insurance by getting online quotes is simple to do and at the same time you can save money.

Using the web to shop for car insurance direct is challenging if you have never used online quoting. But don't be discouraged because it's actually quite easy. There are several ways of comparing rates from car insurance companies in your area. The recommended way to find the lowest SRT Viper insurance cost involves getting comparison quotes online. It is quite easy and can be accomplished by visiting this page.

What influences SRT Viper insurance quotes?

Car insurance premiums on a Dodge SRT Viper can fluctuate considerably subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • Your occupation
  • The amount of protection requested
  • Whether you rent or own your home

An additional factor that can impact SRT Viper insurance rates is the year of the vehicle. Used vehicles have a reduced actual cash value than newer models so the cost to replace them can decrease annual premiums. But newer vehicles may have safety features including anti-lock brakes, adaptive headlights, and adaptive cruise control which may provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your SRT Viper from available model years below.

Liability - SRT Viper liability coverage can cover damages or injuries you inflict on people or other property. Liability can pay for things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so you should buy as high a limit as you can afford.

Collision coverage - This coverage covers damage to your Dodge resulting from a collision with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your SRT Viper can be pricey, so consider removing coverage from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive or Other Than Collision - This coverage will pay to fix damage that is not covered by collision coverage. You need to pay your deductible first and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - This gives you protection when the "other guys" either are underinsured or have no liability coverage at all. Because many people only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Medical costs insurance - Coverage for medical payments and/or PIP reimburse you for expenses such as doctor visits, EMT expenses, and X-ray expenses. The coverages can be used in conjunction with a health insurance program or if there is no health insurance coverage. Personal injury protection coverage is not an option in every state but can be used in place of medical payments coverage.

How Much are Dodge SRT Viper Insurance Rates?