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Dodge Sprinter Insurance Rates

Finding cheaper auto insurance on the web saves time, is easy to do and there is a good chance you might just save a little. The key to finding lower rates is to compare rates from all companies so you can get every option.

Finding the best direct price on auto insurance can be a challenge if you are a beginner to online rate quotes. But don't be discouraged because comparing prices is actually very simple. Finding a lower price on Sprinter insurance isn't really that difficult. You just have to take a little time to get quotes online from several insurance companies. It is quite easy and can be accomplished by completing this short form.

Auto insurance rates on a Dodge Sprinter will vary greatly and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Your credit history
  • The size of your community
  • The number of annual miles
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Safety rating of your Sprinter
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

A final factor which can affect Sprinter insurance rates is the model year. New vehicles have a higher actual cash value in comparison to later models so the costs to repair will push premiums up. But new Dodge models may have a trim level with safety features including adaptive cruise control, sideview assist mirrors, and tire pressure monitors so those may give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability car insurance

This provides protection from damage that occurs to people or other property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as much as you can afford.

Collision coverage

This pays to fix your vehicle from damage resulting from a collision with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Sprinter can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. It's also possible to bump up the deductible to save money on collision insurance.

Comprehensive auto insurance

This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Dodge Sprinter comprehensive insurance. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle when the "other guys" either have no liability insurance or not enough. Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used in conjunction with a health insurance plan or if there is no health insurance coverage. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Sprinter Insurance Rates?