Dodge Omni Insurance Rates

You have lots of choices when shopping for insurance coverage for your Dodge vehicle. You can get prices from your neighborhood insurance agent or go online to check prices from car insurance companies. Buying car insurance from online rate quotes can be fast and easy and at the same time you will probably save money.

If you're new to shopping for car insurance online, it's easy to be confused by the hoards of online car insurance companies and websites competing for your business. To find the best car insurance prices, there are several ways to compare quotes from different insurance companies. The best method to find competitive Omni insurance cost is to get quotes online. It is quite easy and can be accomplished by completing this short form.

Which factors influence car insurance premiums?

Insurance rates for your Dodge Omni can be significantly different depending on several factors. Taken into consideration are:

• Higher performance Omni vehicles cost more
• How many accidents you have had
• Multiple policies can save money
• Pleasure, commuting or business use can affect rates
• Special coverage such as replacement cost
• Your profession
• The level of coverage
• Whether you rent or own your home

One last important factor that helps determine the rate you pay on your Dodge is the year of manufacture. Older models have a reduced actual cash value so the payout to repair may result in lower rates. Conversely, newer models may have options such as a collision avoidance system, forward-collision avoidance, and active head restraints that may help give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Omni from available model years below.

• 1990 Dodge Omni Insurance Rates

Liability insurance - This coverage protects you from damages or injuries you inflict on other's property or people in an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase as large an amount as possible.

Collision coverage - Collision insurance pays for damage to your Dodge resulting from colliding with an object or car. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive protection - Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The highest amount you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle from other drivers when they do not carry enough liability coverage. Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage is very important.

Medical expense coverage - Med pay and PIP coverage pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are utilized in addition to your health insurance policy or if you do not have health coverage. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Omni Insurance Rates?