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Dodge Nitro Insurance Rates

You have lots of choices when comparing insurance rates on your Dodge vehicle. You can buy from an agent or shop online to compare rates from a lot of auto insurance companies. Finding cheaper auto insurance through online companies is easy and at the same time you can save money.

Consumers who are new to the process of comparison shopping may think finding affordable Nitro insurance is difficult. Finding a better price on auto insurance is not a difficult process. Consumers just need to spend a few minutes getting comparison quotes from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

What factors impact Nitro insurance quotes?

Car insurance premiums paid to insure a Dodge Nitro can fluctuate considerably based upon several criteria. Taken into consideration are:

  • The performance level of your Nitro
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Your birth date
  • Whether you are married
  • Special coverage such as replacement cost
  • Your claim history
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

An additional factor which can affect Nitro insurance rates is the year of the vehicle. Newer models have a higher actual cash value than older models so repair costs are higher which may result in higher rates. But newer vehicles may have safety features including anti-lock brakes, adaptive headlights, blind-spot warning system, and a backup camera which may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Nitro from available model years below.

Coverage for liability - Liability insurance can cover damages or injuries you inflict on a person or their property that is your fault. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision coverages - This covers damage to your Dodge from colliding with an object or car. A deductible applies and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision) - This pays for damage that is not covered by collision coverage. You first have to pay a deductible and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - This protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Insurance for medical payments - Coverage for medical payments and/or PIP provide coverage for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are often used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. PIP is not an option in every state and gives slightly broader coverage than med pay.

How Much are Dodge Nitro Insurance Rates?