Dodge Neon Insurance

Shopping for car insurance through online rate quotes saves time, is easy to do, in addition you may find lower rates. The key to finding lower rates is to compare as many rate quotes as possible so you can get all your choices.

Comparing car insurance rates direct online can be complicated if you are a beginner to online rate quotes. But don't let that discourage you because we're going to show you how. The are a couple different ways to get quotes from local car insurance companies. The fastest way to find competitive Neon insurance quotes consists of shopping online. This is very easy and can be done by completing this short form.

Criteria which help determine Neon insurance cost

Insurance premiums for a Dodge Neon will vary greatly and are calculated by many factors. A few of these criteria are:

Tickets increase premiums
Your credit history
Where you reside can make a big difference
How many miles you drive
Men typically pay more than women
Low deductibles cost more
NTSB crash rating for your vehicle
Your job
Your coverage level
Owning a home can lower rates

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a much lower replacement value compared to new Dodge models so repair costs tend to be lower which may end up costing you less. On the flip side, more recent Dodge vehicles have more advanced features like autonomous braking, an advanced theft deterrent system, a telematics system, and adaptive headlights so those may give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Auto liability

This will cover injuries or damage you cause to other people or property by causing an accident. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. It is cheap coverage so buy as much as you can afford.

Auto collision coverage

Collision coverage will pay to fix damage to your Dodge caused by collision with another vehicle or an object, but not an animal. You have to pay a deductible then the remaining damage will be paid by your insurance company. Neon collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from lower value vehicles. It's also possible to increase the deductible to get cheaper Neon insurance rates.

Comprehensive auto coverage

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then your comprehensive coverage will pay. The maximum amount a car insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle when other motorists are uninsured or don't have enough coverage. Due to the fact that many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage kick in for bills like ambulance fees, surgery, and doctor visits. They are used to fill the gap from your health insurance plan or if you lack health insurance entirely. PIP coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Neon Insurance Rates?

Dodge Neon Insurance Rates