Vehicles > Dodge > Intrepid

Dodge Intrepid Insurance Rates

You have lots of choices when shopping for insurance coverage for your Dodge vehicle. You can either contact an agent or price shop online to check prices from insurance providers. Shopping for car insurance by comparing rates online is simple to do and at the same time you can save money.

Comparing car insurance rates direct online is challenging if you have never used online quoting. Don't let that stop you because it's actually quite easy. There are several ways of comparing rates from different insurance companies. The best method to find competitive Intrepid insurance cost consists of shopping online. It is quite easy and can be accomplished by completing this short form.

What influences Intrepid insurance quotes?

Car insurance premiums for your Dodge Intrepid can fluctuate considerably subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • Accidents raise premiums
  • Whether you insure your home with the same company
  • Pleasure, commuting or business use can affect rates
  • Special coverage such as replacement cost
  • Your occupation
  • The level of coverage
  • Whether you rent or own your home

An additional factor that will help determine Intrepid insurance rates is the year of the vehicle. Older cars and trucks have a reduced actual cash value than newer models so the payout to repair can decrease annual premiums. Conversely, newer vehicles may have safety features such as anti-lock brakes, blind-spot warning system, an advanced theft deterrent system, and adaptive headlights which may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Intrepid from available model years below.

Auto liability insurance - Intrepid liability coverage can cover damages or injuries you inflict on other's property or people by causing an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so you should buy as high a limit as you can afford.

Collision coverage - Collision coverage covers damage to your Dodge resulting from colliding with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from older vehicles. It's also possible to raise the deductible to bring the cost down.

Comprehensive insurance - Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. You need to pay your deductible first and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is important protection for you and your family.

Med pay and Personal Injury Protection (PIP) - Coverage for medical payments and/or PIP reimburse you for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are utilized in addition to your health insurance program or if you do not have health coverage. Personal injury protection coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Intrepid Insurance Rates?