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Dodge Grand Caravan Insurance Cost

Comparing auto insurance through online providers is easy and there is a good chance you can save money. The key is to compare as many rate quotes as possible so you can compare the lowest rate quotes.

Beginners to shopping for insurance may think buying cheap Grand Caravan insurance is hard and time consuming. Lowering your Grand Caravan insurance rates is surprisingly easy. You just need to take a few minutes getting comparison quotes from different insurance companies. This can be done by visiting this page.

Car insurance premiums for a Dodge Grand Caravan will vary greatly based upon several criteria. Some of these factors include:

  • Your driving record
  • Your credit history
  • Male drivers pay higher rates
  • Higher deductibles save money
  • Safety rating of your Grand Caravan
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor that can impact Grand Caravan insurance cost is the year of the vehicle. A newer vehicle have a higher value than older models so repair costs are higher which will push premiums up. Conversely, new Dodge models may have safety features such as forward-collision avoidance, a collision avoidance system, a backup camera, and automatic crash notification so those may provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability auto insurance

Liability insurance provides protection from damage that occurs to other people or property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision insurance

This coverage pays to fix your vehicle from damage caused by collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Grand Caravan collision insurance is rather expensive coverage, so consider dropping it from older vehicles. Another option is to raise the deductible to bring the cost down.

Comprehensive (Other than Collision)

Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage gives you protection from other drivers when they either have no liability insurance or not enough. Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical expense insurance

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used to fill the gap from your health insurance plan or if you do not have health coverage. PIP is not universally available but can be used in place of medical payments coverage.

How Much are Dodge Grand Caravan Insurance Rates?