Vehicles > Dodge > Colt

Dodge Colt Insurance Cost

You have lots of choices when shopping for car insurance for your Dodge vehicle. You can either contact an insurance agent or price shop online to compare insurance costs of multiple insurance companies. Comparing auto insurance on the web is simple to do and at the same time you may find lower rates.

Using the web to shop for auto insurance direct is challenging if you have never used quoting online. But don't let that discourage you because we're going to show you how. Lowering your Colt insurance rates isn't really that difficult. You just need to take a few minutes to compare quotes online with multiple companies. This can be done by getting a quick quote here.

What influences car insurance premiums?

Insurance premiums for a Dodge Colt can be significantly different subject to many criteria. Taken into consideration are:

  • More performance equals higher cost
  • How many accidents you have had
  • Home and auto can earn discounts
  • Use of your vehicle
  • Your age
  • Being married may save money
  • Special coverage such as replacement cost
  • Whether or not you have claims
  • Having current coverage saves
  • Whether you rent or own your home

One important consideration that can impact your rates is the age of the vehicle. Models that are new have a higher value compared to older Dodge models so the payout to repair may end up costing you more. On the flip side, newer models have more advanced features like a telematics system, blind-spot warning system, and sideview assist mirrors that may help help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Colt from available model years below.

Liability car insurance

Colt liability coverage protects you from damages or injuries you inflict on other people or property. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Collision insurance

This coverage pays for damage to your Dodge caused by collision with an object or car. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Colt collision insurance is rather expensive coverage, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to get cheaper Colt insurance cost.

Comprehensive auto insurance

Comprehensive insurance covers damage that is not covered by collision coverage. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This provides protection when other motorists do not carry enough liability coverage. Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Coverage for medical expenses

Med pay and PIP coverage reimburse you for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be used to fill the gap from your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not available in all states and may carry a deductible.

How Much are Dodge Colt Insurance Rates?