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Dodge Charger Insurance Cost

There are many options when shopping for car insurance for your Dodge vehicle. You can get prices from your neighborhood insurance agent or get quotes online to check prices from many different companies. Shopping for car insurance from online companies saves time, is easy to do and there is a good chance you will probably save money.

Comparing car insurance rates direct online can be a challenge if you are a beginner to online quotes. But relax because there is an easy way to compare rates. To find the best car insurance prices, there are several ways of comparing rates from different insurance companies. By far the easiest way to find competitive Charger insurance rates consists of shopping online. This can be accomplished by completing this short form.

Insurance rates paid to insure a Dodge Charger can vary widely and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Any accidents you may have
  • Whether you insure your home with the same company
  • How you use your vehicle
  • Extra coverages like towing and rental
  • Your profession
  • The level of coverage
  • Whether you own your home

One last important factor that will help determine the rate you pay on your Dodge is the year of manufacture. Older cars and trucks cost less so the costs to repair may end up costing you less. Conversely, newer vehicles may have options such as active head restraints, adaptive headlights, a backup camera, and tire pressure monitors which can give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Charger below.

Liability coverage

This can cover damage that occurs to a person or their property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so purchase higher limits if possible.

Collision insurance

Collision coverage covers damage to your Dodge from colliding with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive coverage

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the cash value of the vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is important protection for you and your family.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP kick in for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance policy or if you do not have health coverage. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Charger Insurance Rates?