Dodge Avenger Insurance Rates

Finding cheaper auto insurance online is easy and there is a good chance you might just save a little. The key is to compare rates from all companies in order to accurately compare the lowest rate quotes.

Consumers who are new to the process of shopping for insurance may think buying low-cost Avenger insurance is very challenging. Lowering your Avenger insurance rates is not rocket science. You just need to take a few minutes to get quotes from different insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Auto insurance rates on a Dodge Avenger will vary greatly based upon several criteria. Some of these factors include:

Your driving record
Your credit history
Men typically pay more than women
The deductible you choose
Safety rating of your Avenger
Claims drive up premiums
No coverage lapses saves money
Whether you own your home

A final factor which can affect Avenger insurance cost is the model year. Models that are new have a higher actual cash value in comparison to later models so repair costs are higher which will push premiums up. Conversely, more recent Dodge vehicles may have a trim level with safety features such as pedestrian detection, dual-stage airbags, and blind-spot warning system so those may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

Liability insurance will cover damage that occurs to people or other property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision insurance

This will pay to fix damage to your Dodge resulting from a collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Avenger can be pricey, so consider dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to bring the cost down.

Comprehensive coverage

This coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Dodge Avenger comprehensive insurance. The maximum amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage provides protection from other drivers when they are uninsured or don't have enough coverage. Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used in conjunction with a health insurance plan or if you do not have health coverage. PIP is only offered in select states and may carry a deductible.

How Much are Dodge Avenger Insurance Rates?

Dodge Avenger Insurance Cost

Compare Dodge Avenger insurance rates